Don’t Have Dental Insurance? No Problem!

You probably never expect one to happen to you, but dental emergencies are common. 1 in 6 Americans requires urgent dental attention annually. If you find yourself in this situation, panic can set in quickly if you don’t have dental insurance. The last thing you need to be worried about is how you’re going to pay the bill. Money should never prevent you from getting the care you need. Here are 3 things you should know to make the best decision for your smile, even if money is tight.

1. The longer you wait, the more it will cost.

If you don’t have the money for an unplanned trip to the dentist, you might wait until you have more flexibility in your finances. Despite your good intentions, it can cost more in the long run. Depending on the issue, you may only require a simple restorative treatment, such as a filling to resolve a toothache. Unfortunately, if you delay visiting your dentist, you might lose your tooth. Untreated decay can cause an infection, which will require a root canal instead of a filling. If you allow the infection to continue, you may need to have the tooth extracted.

It’s better for your smile and wallet to treat the problem right away. Don’t worry, your emergency dentist will help you find the financial solutions you need to safeguard your smile from additional complications.

2. You have multiple payment methods.

Dental insurance isn’t the only way to pay for your oral health needs. Many dental offices offer various payment options to keep their services affordable for everyone. Besides traditional payment methods, many dental practices accept third-party financing. After your credit approval, you can pay for your care using monthly installments through a third-party financing company, like CareCredit.

Some dentists also offer in-house savings plans. After paying an annual fee, you can benefit from discounted rates for common services, including emergency exams. Depending on the plan, many restorative treatments are included, like fillings, crowns, extractions, or dentures.

3. You’ll get what you pay for.

If you’re concerned about the cost of emergency dentistry, you might shop around to find the cheapest rates; however, the saying “you get what you pay for” is true. Instead of the fees, it’s better to focus on a dentist’s qualifications and training. You’ll want to choose one that’s qualified to perform advanced services, like emergency dentistry. They won’t cut corners to lower their prices, so you can feel confident you’re making the right choice for your smile.

Your dental office will provide you with a personalized estimate and explain all your options to get the care you need without costing an arm and leg.

About Dr. Mark Gaches

Dr. Gaches earned his dental degree from the University of Southern California before continuing his training in cutting-edge dentistry. He provides superior services at competitive rates. If you don’t have dental insurance, don’t worry. We offer various payment methods to keep dentistry affordable. If you have a dental emergency, contact our office today.