Do you understand how your dental insurance plan works and what it entitles you to? Many patients don’t fully understand what their plans entail and end up missing out on potentially saving hundreds of dollars on their care. Don’t let your plan go to waste; get in touch with Dr. Gaches and the rest of our team to discuss your dental benefits and how you can put them to good use. The information below will help you get a grasp of the basics.
Understanding How Dental Insurance Works
Your dental insurance plan will help pay for multiple types of dental care, but the amount of coverage you receive varies depending on the situation. In contrast to medical insurance, which is meant to help you pay for treatment after damage has been done, dental insurance is designed to focus on prevention. It is best to use your benefits to afford preventive care in order to stop minor dental issues from turning into major problems.
What Your Dental Insurance Plan Covers
Each insurance plan is a little different, but most of them follow a 100-80-50 structure:
100% coverage for preventive services like checkups, cleaning, and X-rays.
80% coverage for fillings and other “minor” restorations.
50% coverage for crowns, bridges, and other forms of extensive restorative care.
You should always check to make sure a given treatment is covered under your plan. Keep in mind that elective procedures like teeth whitening probably won’t fall under the domain of your dental insurance.
Dental Insurance CheckerDo we take your insurance? Find out now.
Success! We're a preferred provider with your dental insurance!
Your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.
While we are not a preferred provider with your insurance, there is a 90% chance your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.